A credit union’s balance sheet is a psychological artifact. To know if your CEO is ready for the next credit cycle, boards must look beyond past financial metrics and evaluate their risk disposition and emotional intelligence.
We wrapped up Day 1 of the CU Educational Cruise. Discover why static strategy is dead, how your board's risk bias drives decisions, and why "Radical Localism" is the future of the branch.
Economic indicators show growth, but members feel stress. This is the K-Shaped economy. Relying on "average" data creates a dangerous blind spot that masks the distress of your most vulnerable members.
The credit union industry is safer than ever, but it is slowly shrinking. Our Q3 2025 HealthScore analysis reveals the "Fortress Trap" and the urgent need to pivot from accumulation to deployment.
The 'old playbook' for CU strategy is failing. At the 2025 Reaching Your Members conference, Tom Glatt shared a 3-part framework for moving from a static plan to a truly resilient model.
The NCUA recently announced a significant shift in its supervisory framework: it will cease using "reputation risk" as
At CU Conferences’ 2025 National Director’s Roundtable, I had the pleasure of presenting a framework for building a more
In the summer of 1975, a Great White shark terrorized the community of Amity Island, forcing Police Chief Martin Brody
In credit union boardrooms, the words "sustainability" and "resilience" are used constantly, often interchangeably. While closely
Every leadership team has an inherent "risk personality." Some are predisposed to caution, meticulously analyzing every variable before
In our last article, we discussed the difference between a reactive "compliance backstop" board and a proactive "
Every credit union board fulfills a vital fiduciary duty. Directors are the diligent stewards of the institution, ensuring regulatory compliance,
