We synthesize the overwhelming complexity of your financial data into a single, reliable measure of institutional health. Our expert analysis, powered by the proprietary CU HealthScore, gives your leadership and board the objective insight needed for confident, data-driven leadership.
Every leader knows the feeling. You're presented with endless spreadsheets, conflicting metrics, and board packets hundreds of pages long. The data is all there, but it fails to tell a clear story.
This data fog leads to critical challenges:
Strategic conversations are derailed by debates over which numbers to trust.
Decisions are delayed or based on gut feeling rather than objective reality.
Board members struggle to get a clear, holistic view of the institution's health.
Hidden vulnerabilities can go unnoticed until they become serious problems.
Our work isn't about giving you more data; it's about providing diagnostic clarity. The engine behind our analysis is the CU HealthScore, which distills your institutional health to a single number.
Your health is summarized in an instantly understandable score.
Your CU HealthScore is built on a statistical analysis of 17 core financial components.
Your score is categorized as Low, Medium, or High Risk for immediate context.
The predictive power of the CU HealthScore has been independently and academically validated. This third-party analysis confirmed the model has "excellent" predictive power, with a resulting Area Under the Curve (AUC) of 0.88. The conclusion is critical: a one-point increase in a credit union's HealthScore reduces the odds of failure by approximately 65%.
✓ An Objective Measure of Your Credit Union's Health
✓ A Reliable Early-Warning System to Identify Negative Trends
✓ More Productive and Strategic Board Conversations
✓ Faster, More Confident, Data-Driven Decisions
✓ A Shared Language for Performance and Risk