HealthScore Trends

This page illustrates historical trends for the HealthScore overall, and current score snapshots for each state and asset peer group. Have questions or an interest in discussing the latest trends? Let us know. We are often are called to share trend data and outlook perspectives with boards and management teams alike. You can also read our latest performance update for additional background. And if you're interested, subscribe to receive a complimentary quarterly HealthScore report for your credit union.

Industry Summary

The chart below illustrates the year-over-year percent change in the overall industry HealthScore. When the line is above zero, credit union HealthScores are generally improving for the industry. When the line is below zero health is generally declining.

State Summary

The chart below highlights average HealthScore figures for each state as compared to the latest HealthScore average. Currently the Oregon has the highest average HealthScore, meaning that the aggregate score for Oregon-based credit unions is higher than that of any other state. Conversely, Delaware has the lowest score.

Asset Peer Summary

The chart below highlights average HealthScore figures for each asset peer group. Asset peer groups are classified as follows: (1) $2 million or less, (2) $2 million to less than $10 million, (3) $10 million to less than $50 million, (4) $50 million to less than $100 million, (5) $100 million to less than $500 million, and (6) $500 million or more. While each peer group scores above 5, a figure that indicates generally positive, average health, there is a clear difference in scores between the asset class groupings. Peer group 6 has the highest aggregate HealthScore.